The easiest way to understand asset allocation is to think of your investment portfolio like a pot pie. When making a pot pie you want to find the right mix of ingredients that balances taste and nutrition.

If you’re nearing the end of your working years and preparing for this significant life change, you’re on the “final approach” to retirement. This post outlines three essential steps to help you navigate this critical phase with confidence and clarity.

Many people think of their retirement accounts as entirely their own—a reward for decades of hard work and saving. But there’s a silent partner waiting in the wings: the IRS.

Out of fear, people generally avoid buying the S&P 500 index when its price has declined but are eager to buy it once its price has gone back up.  That’s a losing formula.

When it comes to charitable giving, one of the simplest yet most powerful strategies is naming a charity as a beneficiary on your retirement accounts

Suppose you have a perfectly healthy 100-year-old neighbor who never exercises and smokes two packs of cigarettes a day.

“The risks that scare people and the risks that kill people are generally entirely different.”

There’s an old story about a wealthy man who passed away. When someone asked his accountant, “How much did he leave behind?” the accountant replied, “Everything.” It’s true—you can’t take it with you. As the saying goes, you’ll never see a hearse pulling a U-Haul.

For financial decisions, overconfidence can trick us into believing we can hit a financial “home run” by identifying the next “sure thing.”